Recover money.
Build trust.
Zeroo helps businesses and individuals recover debts faster, manage records seamlessly, and protect relationships.
Automate reminders and follow-ups
Track debts, payments and settlements
Recover without damaging trust
Built in Lagos · Now welcoming early merchants.
Made for the way you actually run your shop.
The notebook era is over. Everything Zeroo does fits the rhythm of a busy market day.
Track every credit sale
Record sales on credit in seconds. Zeroo does the maths — outstanding, due dates, and aging buckets.
WhatsApp reminders
Send editable templates straight from WhatsApp. One tap, no typing, no awkward calls.
Due-date alerts
Push notifications fire on the morning of every due date so you never miss a collection.
Trust scores
See which customers pay on time at a glance. Tighten or extend credit with confidence.
Insights that matter
Aging buckets, repayment trend, and best payers — clear charts you can actually read.
Built for Nigeria
Hausa, Igbo, Yorùbá, and English. Naira formatting. Works offline-first on shaky networks.
From the first sale to the final payment — in four taps.
Pull from your phone contacts or type a name. We keep the list lean — no fluff.
Item, amount, due date. Zeroo schedules a reminder on the day automatically.
WhatsApp opens pre-filled with a polite message — gentle, firm, or overdue. You pick.
Every payment shrinks the balance. Trust scores update, the dashboard adjusts.
In the language your customers speak.
Zeroo ships with full Hausa, Igbo, Yorùbá, and English translations. Every screen, every reminder, every menu.
Get Zeroo today.
Free to start.
Download Zeroo on your phone in under a minute. Your first 100 credit sales are on us.
Need help getting started? Visit Support.